Underdog Keep Your Million: What It Is & How It Works
Underdog Keep Your Million Explained
Is Underdog really giving every user $1 million right now? They sure are! Of course, there are plenty of ways to come away with little to no money, but we'll break down this exciting new promo in detail on this page with a breakdown of how to come away with the biggest return possible.
So, what is Underdog's Keep Your Million promo? In short, they're giving users $1,000,000 to make 20 picks, and whatever the user ends up with after those 20 picks, they get to keep.
How to Play Underdog Keep Your Million
- Start with $1,000,000: Every player begins with a virtual pot of $1,000,000.
- Answer a player pick question: You'll be shown multiple picks, like whether Patrick Mahomes will go over or under 225.5 passing yards in that week's game. You choose a pick you like and then choose over or under.
- Split your pot however you like: You can split your pot between higher and lower any way you want — for example, you could wager $600,000 on higher and $400,000 on lower on your first pick.
- Keep the winning side: Once the question settles, whatever amount you put on the winning side becomes your new pot going into the next question. The money you put on the losing side is gone.
- Complete all 20 questions: You must answer all 20 questions. If your pot ever hits $0, the game ends.
- Keep what's left: Survive all 20 questions with money remaining, and you keep whatever's left in your pot.
Keep Your Million Step 1
Keep Your Million Step 2
Keep Your Million Step 3
So, what's the catch with Underdog's Keep Your Million promo? It's not exactly a "catch," but there a few important things to keep in mind if you want to come away with an amount of money that's worth the time you invest in making your 20 picks:
- Markets Are Limited: This isn't a typical sportsbook welcome offer where you can simply choose a bet that's very likely to hit. There are dozens of picks you can make with your money, but all of them are set with spreads and projections that are about 50/50 in terms of probability that they'll hit.
- You Can't Play the Middle: It's quite math — when you divide $1,000,000 in half 20 times, you end up with less than a dollar. That means you actually have to make a call and make good picks if you want to finish with an amount of money that's worth your time.
- You Need to Be In It for the Long Haul: Underdog's Keep Your Million campaign went live for football season in 2026, and they're not offering picks in between game days. So while you can make picks on both college football and the NFL, you only get a few opportunities to make a pick each week, meaning you really need to stick with it to see all 20 picks through to the end.
Once you start playing Underdog's Keep Your Million, you'll have 60 days to complete all your picks. If you don't finish within that window, the game ends with no payout, so be sure to keep up with the game if you want to earn a payout at the end.
Mark is a lifelong sports fan who inherited rooting interests in the St. Louis Cardinals and Pittsburgh Steelers. After a decade in sports media covering sports betting as a writer, editor and producer, Mark brought his long track record of sports experience to the Sportsbooks Online team in early 2025.
